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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000382
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Asmeninė atsakomybė
Ši paskola užtikrinta asmenine projekto savininko atsakomybe. Daugiau apie šią užtikrinimo priemonę skaitykite čia.
Apie projektą
Septynerius metus ūkininkaujantis verslininkas specializuojasi augalininkystėje - daugiau nei 100 hektarų plote auginami žieminiai ir vasariniai kviečiai, rapsai bei žirniai.
Dabar ūkininkas investuoja į grūdų angaro statybas. Priežastis šio projekto paprasta - tai leis ūkininkui grūdus laikyti tinkamomis sąlygos siekiant sulaukti šaltojo sezono, kuomet grūdų supirkimo kainos kyla ir leidžia ūkiui uždirbti daugiau. Iki šiol ūkininkas veždavo grūdus parduoti vos tik jie buvo nukuliami, kadangi tinkamų sąlygų laikymui neturėjo.
Ūkio veikloje naudojama nuosava technika - du traktoriai, kombainas, sunkvežimis bei kiti reikalingi padargai.
Deklaruojamos žemės plotas: 113,07 ha, iš kurių 11 ha nuosavi
Metinė palūkanų norma - 14%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.