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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000399
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Apie projektą
Nuo 2009 metų ūkininkaujantis verslininkas šiuo metu vysto kiek daugiau nei 100 hektarų augalininkystės ūkį, kuriame auginami kviečiai, miežiai bei rapsai.
Dabar per šaltąjį sezoną, ūkininkas siekia investuoti į technikos parko plėtrą, kad ateinantiems darbams visa įranga būtų parengta iš anksto. Kadangi po intensyvaus derliaus sezono nepataisomai sugedo ūkyje naudotas kombainas, verslininkas dabar perka kitą iš UAB „Agrosistemos“. Šio technikos vieneto įsigijimui skirta paskola bus ne tik apsaugota perkamo kombaino įkeitimu - papildomai bus įkeistas ir veikloje naudojamas 2010 metų gamybos traktorius.
Dabartiniame ūkio technikos parke yra sėjamoji, skutikai bei dar vienas mažesnis traktorius. Ūkininkas, po šio kombaino įsigijimo, žada pirkti ir barstytuvą.
Technikos pardavėjas: UAB „Agrosistemos“
Deklaruojamos žemės plotas: 101,14 ha, iš kurių 15 ha nuosavi
Metinė palūkanų norma
- Investuojant nuo 100 € - palūkanos 11,1%
- Investuojant nuo 500 € - palūkanos 11,8%
- Investuojant nuo 1.000 € - palūkanos 12,1%
- Investuojant nuo 2.000 € - palūkanos 12,6%
- Investuojant nuo 5.000 € - palūkanos 12,8%
- Investuojant nuo 10.000 € - palūkanos 13,2%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.