Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000418

Goal
28,550 €
Raised
28,550 €
100%
Return rate
From 10%

Rating
B

Period
24

Time left

LTV
66%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Šxxxxx
Xxxxxxų x., Xxxxxų xxx., Xxxxxx x.
header_1 Declared Owned
Farming land--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Apie projektą

Nuo 2015 metų kartu su šeima ūkininkaujantis projekto savininkas augina įvairias grūdines kultūras bei mėsinius galvijus. Ūkininkas kiekvienais metais sėja vasarinius bei žieminius kviečius, miežius, rapsus, o tarpiniam periodui laukai būna apsėjami skirtingu grūdų mišiniu. Ūkyje auginami ir mėsiniai galvijai - dabar ūkio terijoje jų yra 16. Projekto savininkas pats deklaruoja 19,21 hektarų, tačiau bendrai su žmona ir sūnumi dirba virš 100 hektarų ūkyje.

Ūkio veikloje yra naudojama įvairi žemės ūkio technika - du traktoriai, sėjamoji, purkštuvas, priekabos, žoliapjovė, grėblys, smulkintuvas, plūgas bei kultivatorius. 

Ūkio technikos parkui šiuo metu trūksta tik kombaino, tad jo įsigijimui projekto savininkas ir ima paskolą.

Deklaruojamos žemės plotas: 19,21 ha, iš kurių 12,1 ha nuosavi. 

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 10,0%
  • Investuojant nuo 500 € - palūkanos 10,8%
  • Investuojant nuo 1.000 € - palūkanos 11,5%
  • Investuojant nuo 2.000 € - palūkanos 11,7%
  • Investuojant nuo 5.000 € - palūkanos 12,0%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.