Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000419

Goal
12,700 €
Raised
12,700 €
100%
Return rate
From 9.9%

Rating
A

Period
36

Time left

LTV
53%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxxxx Xxxxxxxxxxx
Xxxxxxėx x., Xxxxėx xxx., Xxxxžxų x.
header_1 Declared Owned
Dirbama žemė--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Apie projektą

Nuo 2004 metų ūkininkaujantis verslininkas specializuojasi pienininkystėje - plėtojamo ūkio teritorijoje Tauragės rajone dabar ganosi 19 pieninių karvių bei 9 telyčios. Dalį ūkio teritorijos ūkininkas yra išskyrės pasėlių plotams - čia auginami pašarui tinkami kvietrugiai.

Ūkio veikloje verslininkas naudoja įvairią techniką kaip traktorių, presą-vyniotuvą, plūgus bei grėblius. Dabar ūkininkas žada pirkti galingesnį traktorių, kadangi senąjam trūksta galios nudirbti sunkius žemės darbus.

Ūkininkas neseniai skolinosi 10.000 € apyvartinio kapitalo papildymui. Paskola neseniai buvo išmokėta, tad įmokų kol kas nebuvo.

Deklaruojamos žemės plotas: 42,82 ha, iš kurių 23 ha nuosavi.

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 9,9%
  • Investuojant nuo 500 € - palūkanos 10,6%
  • Investuojant nuo 1.000 € - palūkanos 11,2%
  • Investuojant nuo 2.000 € - palūkanos 11,8%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.