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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000450
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Apie projektą
Projekto savininkas ūkininkauti pradėjo 2007 metais ir nuo to laiko ūkį išaugino iki daugiau nei 300 ha. Čia auginamos avys, kurių verslininkas turi apie 350, plėtojama ekologinė augalininkystė - ūkininkas dar šiais metais gavo VšĮ „Ekoagros“ sertifikatą, įrodantį, kad ūkyje auginama produkcija yra ekologiška.
Ūkio veikloje naudojami du traktoriai, javų kombainas ir kita smulkesnė technika žemei bei derliui apdirbti.
Vis tik nepalankiai susiklostę orai, sausros bei stiprios liūtys, pakenkė auginamų javų kokybėj, tad derlius gavosi mažesnis nei buvo tikėtąsi, o neuždirbtos suplanuotos pajamos neleidžia ūkininkui įvykdyti ankstesnių finansinių įsipareigojimų. Projekto savininkas dabar siekia grąžinti LT0000082 paskolą, jos refinansavimui skolinasi 58.400 €. Dabartinis ūkininko paskolų portfelis sudaro 192.299 €.
Deklaruojamos žemės plotas: 312,89 ha, iš jų 240 ha nuosavi.
Metinė palūkanų norma - 13,75%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.