Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000502

Goal
43,890 €
Raised
43,890 €
100%
Return rate
From 11.1%

Rating
B

Period
35

Time left

LTV
70%

Country
Lietuva

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxxxxxx
header_1 Declared Owned
Farming land304.92 ha54.61 ha
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Apie projektą

Ilgametę patirtį turintis projekto savininkas Ukmergės rajone plėtoja augalininkystės ūkį. 304,92 ha plote auginamos įvairios kultūros: rapsai, kviečiai, pupos ir didžiausią derliaus dalį sudarantys žiemininiai kviečiai. Ūkį projekto savininkui prižiūrėti padeda vienas samdomas darbininkas.

Ūkininkas turi nuosavą technikos parką, kuriame be kitų padargų yra naudojami 6 traktoriai. Dabar iš HeavyFinance investuotojų bendruomenės jis skolinasi 43.890 € paskolos refinansavimui palankesnėmis sąlygomis. Paskola bus užtikrinta žemės ūkio paskirties sklypų įkeitimu.

Ūkininko deklaruojamos žemės plotas: 304,92 ha, iš kurių 54,61 ha yra nuosavi.

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 10,6%
  • Investuojant nuo 500 € - palūkanos 11,3%
  • Investuojant nuo 1.000 € - palūkanos 11,6%
  • Investuojant nuo 2.000 € - palūkanos 12,1%
  • Investuojant nuo 5.000 € - palūkanos 12,3%
  • Investuojant nuo 10.000 € - palūkanos 12,7%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.