Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000630

Goal
42,500 €
Raised
42,500 €
100%
Return rate
From 12.6%

Rating
B

Period
24

Time left

LTV
62%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxxxxx
Xxxxxxxų x.
header_1 Declared Owned
Dirbama žemė70.31 ha21.00 ha
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Apie projektą

Verslininkas su šeima ūkininkauti pradėjo 1994 m.  - netrukus po Lietuvos nepriklausomybės atgavimo. Į mišraus ūkio valdymą aktyviai įsitraukęs sūnus, kuris padeda susitvarkyti su daugiau nei 70 ha dirbamos žemės ir galvijais.

Ūkyje auginami rapsai, kviečiai, pupos, kukurūzai. Taip pat auginama 30 karvių, yra prieauglio. Pašarus gyvuliams ūkis gaminasi pats.

Ūkio darbams atlikti verslas jau turi 2016 m. gamybos javų kombainą, 3 traktorius, smulkesnės technikos.

Ateityje ūkis siekia įsigyti grūdų bokštus, kad galėtų ilgiau laikyti užaugintą derlių ir parduoti palankesnėmis kainomis. Taip pat planuojama padidinti ir galvijų skaičių. 

Deklaruojamos žemės plotas: 70,31 ha, iš kurių 21 ha yra nuosavi

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 12,6%
  • Investuojant nuo 500 € - palūkanos 13,3%
  • Investuojant nuo 1 000 € - palūkanos 13,6%
  • Investuojant nuo 2 000 € - palūkanos 14,1%
  • Investuojant nuo 5 000 € - palūkanos 14,3%
  • Investuojant nuo 10 000 € - palūkanos 14,7%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.