Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002202

Goal
33,000 €
Raised
33,000 €
100%
Return rate
From 11.6%

Rating
C+

Period
26

Time left

LTV
53%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxx Xxxxxxxxxxė
Xxxxxxčxų x., Xxxxxxxx, Šxxxų x
header_1 Declared Owned
Farming land95.13 ha40.29 ha
20232022
Revenue 186,153.00 € 131,539.00 €
Net profit 9,405.00 € 24,973.00 €
Equity ratio 7.42% -
Project description
Documents
Payment schedule
Nuo 2003 m. Šakių rajone veikia augalininkystės ūkis, kuriame auginami kviečiai, rapsai ir kitos kultūros. Deklaruotas žemės ūkio naudmenų plotas - 95,13 ha, iš jų 40,29 ha priklauso ūkininkui.

Ūkio sunkiosios technikos parką sudaro traktorius, kombainas ir kiti smulkūs žemės ūkio padargai. Ūkis žemę dirba pagal beariminės žemdirbystės technologiją.

Tai ne pirmoji projekto savininkės paskola "HeavyFinance" platformoje - ji visiškai grąžino dvi paskolas ir turi 3 aktyvias paskolas, kurios mokamos laiku. Ūkininkė pateikė paraišką paskolai, kuri bus naudojama esamiems trumpalaikiams įsipareigojimams tiekėjams padengti, o kaip paskolos užstatą ji įkeičia jai priklausantį traktorių.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.