Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002216

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%

Rating
B+

Period
14

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxė Xxxx Xxxxxxxxxxxxxė
XĘXXXČXX X. 113, XXXXŠČXXX
header_1 Declared Owned
Farming land156.10 ha156.10 ha
20232022
Revenue 54,958.00 € 105,255.00 €
Net profit 13,068.00 € 2,438.00 €
Equity ratio 43.01% -
Project description
Documents
Payment schedule
Šis projektas HeavyFinance investuotojams suteikia galimybę investuoti į Lietuvos ekologinio ūkio augimą. Dabar verslininkė sėkmingai valdo 156,10 ha ekologinį ūkį Anykščių rajone. 95 ha dirbamos žemės dengia ekologinės kultūros, o likusi dalis – miškingi plotai ir pievos, kuriose ganosi mėsiniai galvijai. Verslininkė ūkininkauja su kitais šeimos nariais, o kartu šeima valdo apie 900 hektarų, iš kurių valdoma 640 ha, kur auginama tik ekologiška produkcija.

Ūkio techninį parką sudaro kombainas, traktorius, priekaba grūdams vežti.

Į plėtrą orientuotas ūkininkas dabar pasiskolina 15 000 €, kad galėtų pasiruošti kitam sezonui. Dėl papildomo saugumo jos sūnus suteiks garantiją šiam projektui. Jos sūnus taip pat yra ūkininkas, dirbantis beveik 300 ha ekologiniame ūkyje, kurio apyvarta viršija 500 000 €, grynasis pelnas beveik 150 000 € ir nuosavo kapitalo koeficientas beveik 30% (skaičiuojamas reitingas B+).

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.