Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002346

Goal
11,000 €
Raised
11,000 €
100%
Return rate
13%

Rating
B

Period
36

Time left

LTV
66%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxx Xxxxšxxxė
Xxžxxxxų x., Xxxxšxxų xxx., Žxxxxxx, Žxxxxėxxx x 90
header_1 Declared Owned
Dirbama žemė9.42 ha0.00 ha
20232022
Revenue 17,702.00 € 52,786.00 €
Net profit 1,076.00 € 25,501.00 €
Equity ratio 4.67% -
Project description
Documents
Payment schedule

Kviečiame investuoti į paskolą augalininkystės ūkiui Mažeikių rajone. Ūkis įkurtas 2013 m. Ūkininkė kartu su vyru valdo apie 25 ha. Ji deklaruoja 9,42 ha žemės, tačiau nė viena iš jų nėra deklaruota nuosavybės teise, nes priklauso jos tėvams.

Ūkininkė augina kviečius, žirnius, pupas ir kitus javus.

Visus ūkio darbus ji atlieka naudodamasi traktoriumi, kombainu ir kitais reikalingais smulkiaisiais padargais.

Ūkininkė kreipėsi į „Heavy Finance“ dėl paskolos apyvartinėms lėšoms padidinti. Paskola bus užtikrinta žemės sklypu.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.