Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002348

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%

Rating
B+

Period
23

Time left

LTV
-

Country
Lietuva

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxx Xxxxxxx
Šxxxšxxė, Xxxxxxų-Xxxxxxxxų xxx., Xxxxxėxxx x. xxx.
header_1 Declared Owned
Dirbama žemė257.28 ha46.20 ha
20232022
Revenue 155,053.00 € 137,972.00 €
Net profit 59,798.00 € 66,176.00 €
Equity ratio 29.73% -
Project description
Documents
Payment schedule
Ūkininkas, pradėjęs ūkininkauti 2017 metais Klaipėdos rajone, šiuo metu valdo mišrų ūkį, apimantį gyvulininkystę ir augalininkystę. Ūkis dirba 257,28 hektaro žemės, iš kurių, ūkininko teigimu, 46,2 hektaro yra nuosavybės teise valdomi.

Ūkyje naudojama technika apima kombainą, du traktorius ir kitą būtina įrangą, užtikrinančią efektyvų darbų vykdymą. Ūkininkas samdo darbuotoją sezono metu, kad padėtų atlikti intensyvesnius darbus.

Paskola reikalinga refinansavimui, siekiant užtikrinti stabilų ūkio valdymą ir finansinį lankstumą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.