Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002433
Project owner | Address |
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header_1 | Declared | Owned |
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Farming land | 238.85 ha | 20.00 ha |
2023 | 2022 | |
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Revenue | 426,764.00 € | 345,374.00 € |
Net profit | 104,200.00 € | 65,146.00 € |
Equity ratio | 15.58% | - |
Projekto savininkas ūkininkauja nuo 2014 metų ir specializuojasi grūdų auginime bei pieninių galvijų auginime. Bendras dirbamos žemės plotas yra 238,85 ha, iš kurių 20 ha priklauso jam. 87 % ūkio pajamų gaunama iš grūdų pardavimo, o likusios pajamos – iš pieno ir galvijų pardavimo.
Projekto savininkas atkakliai plečia ūkį: 2016 metais įsigijo traktorių pagal priemonę „Parama investicijoms į žemės ūkio valdas“ pagal Lietuvos kaimo plėtros programą 2014-2020, o 2017 metais – tręšimo įrangą ir purkštuvą. Ūkininkas taiko beariminės žemdirbystės technologijas.
Tai ne pirmas ūkininko projektas „HeavyFinance“ platformoje. Šiuo metu ūkininkas siekia padidinti apyvartinį kapitalą.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.