Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002496

Goal
45,000 €
Raised
45,000 €
100%
Return rate
From 11.6%

Rating
B+

Period
34

Time left

LTV
88%

Country
Lietuva

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxx Xxxxxx
Xxxxxxx x., Xxxxšxėxxų x., Xxxxxxxxx x. 20
header_1 Declared Owned
Dirbama žemė242.21 ha35.00 ha
20232022
Revenue 290,767.00 € 234,870.00 €
Net profit 31,582.00 € 40,910.00 €
Equity ratio 34.58% -
Project description
Documents
Payment schedule
Dešimt metų žemės ūkio sektoriuje dirbantis verslininkas šiuo metu plėtoja mišrų ūkį Alytaus rajone. Čia auginami kviečiai, kvietrugiai, rapsai, žirniai, taip pat mėsiniai ir pieniniai galvijai, iš viso - 60 galvijų.

Ūkio technikos parką sudaro trys traktoriai, kombainas, purkštuvas ir kita reikalinga įranga. Deklaruotos žemės plotas - 242,21 ha, iš jų 35 ha priklauso ūkininkui.

Ūkininkas jau žinomas HeavyFinance investuotojų bendruomenei, jis anksčiau yra grąžinęs tris paskolas. Šiuo metu aktyvios paskolos LT0001277 likutis yra 33 200 EUR.

Dabar savininkas siekia pasiskolinti 45 000 EUR apyvartinėms lėšoms, kurie bus panaudoti esamos paskolos likučiui grąžinti ir daliai paskolos panaudoti apyvartinėms lėšoms.

Paskola užtikrinta 16,7693 ha žemės sklypo hipoteka.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.