Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002531

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13%

Rating
B+

Period
23

Time left

LTV
-

Country
Lietuva

Loan purpose
Žemės įsigijimui

Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxxxx Xxxxxxx
Xxxxxxxxx x., Xxxxxxėxų xxx., Xxxūxxx
header_1 Declared Owned
Dirbama žemė138.24 ha32.21 ha
20232022
Revenue 369,243.00 € 423,230.00 €
Net profit 94,556.00 € 4,289.00 €
Equity ratio 61.07% -
Project description
Documents
Payment schedule
Nuo 2014 m. Ignalinos rajone veikia grūdų ūkis, kuriame auginami kviečiai, rapsai, žirniai ir kitos kultūros. Ūkininko valdas sudaro 138,24 ha ariamos žemės, iš kurių 32,21 ha priklauso ūkiui. Bendras šeimos ūkio plotas yra apie 500 hektarų.

Ūkininko technikos parką sudaro kombainas, du traktoriai, sėjamoji, purkštuvas, priekaba ir kita žemės dirbimo įranga. Ūkininkas žemę įdirba pagal neariminės žemdirbystės metodus.

Ūkininkas kreipėsi į Sunkiojo finansavimo bendriją dėl paskolos, kurią panaudos nuomojamai žemei įsigyti. Ūkis laiku vykdo savo mokėjimus. Jis visiškai grąžino vieną 15 000 EUR paskolą ir šiuo metu ūkininko aktyvių paskolų likutis yra 47 613,43 EUR.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.