Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002629
Project owner | Address |
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header_1 | Declared | Owned |
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Farming land | 82.36 ha | 12.01 ha |
2024 | 2023 | |
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Revenue | 64,389.00 € | 47,686.00 € |
Net profit | 40,172.00 € | 10,509.00 € |
Equity ratio | 72.12% | - |
Šalčininkų rajone nuo 2012 m. veikia mišrus ūkis, kuriame vystoma tiek mėsinių galvijų auginimo, tiek augalininkystės veikla.
2024 m. ūkis įgyvendino Nacionalinės mokėjimo agentūros (NMA) finansuojamą projektą, kurio lėšomis įsigijo traktorių ir kitą pašarų ruošimo bei augalininkystės techniką.
Ūkininkė kreipiasi į „HeavyFinance“ bendruomenę su prašymu suteikti paskolą, kad galėtų refinansuoti turimą paskolą iš kitos finansų įstaigos, nes neturi pakankamai lėšų paskutinei įmokai padengti. Siekdama užtikrinti paskolos grąžinimą, ji planuoja įkeisti žemės sklypus ir ūkio pastatą bei pateikti sutuoktinio laidavimą.
Ūkis deklaruoja 82,36 ha žemės.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.