Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002777

Goal
15,000 €
Raised
15,000 €
100%
Return rate
11%
Rating
A
Period
8
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxx Xxšxxxxxx
Xxxėxxų x., Xxxxų xxx., Šxxxxxų x.
header_1 Declared Owned
Farming land49.85 ha8.30 ha
20242023
Revenue 77,713.00 € 74,082.00 €
Net profit 17,541.00 € 12,342.00 €
Equity ratio 38.6% -
Project description
Documents
Payment schedule
„HeavyFinance“ kviečia investuoti į paskolą grūdų ūkiui. Ūkis įkurtas nuo 2011 m. Šiaulių rajone.

Ūkininkas deklaruoja 49 ha žemės, tačiau šiais metais planuoja išplėsti žemės valdą iki 70 ha. Ūkininkas ūkyje dirba vienas ir nesamdo jokių papildomų darbuotojų.

Šiai dienai ūkininkas turi purkštuvą, sėjamąją ir kitą reikalingą smulkiąją techniką. Jis taip pat nuomojasi traktorių. Ūkyje taikoma beariminės žemdirbystės technologija.

Ūkininkas yra grąžinęs dvi paskolas, o šiuo metu teikia paraišką HeavyFinance dėl paskolos, kad galėtų pasirengti pavasario sezonui.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.