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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LV0000482
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 130.00 ha | 60.00 ha |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Apie projektą
Daugiau nei du dešimtmečius veikianti žemės ūkio bendrovė valdo 130 hektarų ekologinį ūkį Smelteri, Latvijoje. Didžiąją ūkio dalį užima pievos, kuriose ganosi 60 melžiamų karvių ir dar 50 telyčių. 30 hektarų žemės skirta ekologiškiems žieminiams kviečiams auginti.
Ūkyje naudojami du Deutz-Fahr traktoriai, New Holland traktorius, dvi priekabos, grėblys, presas, šienapjovė, maišyklė ir kita ūkiui prižiūrėti reikalinga įranga.
Tai antrasis šios įmonės paskolos projektas, pirmoji 38 700 EUR paskola buvo panaudota pasirengti artėjančiam sezonui. Dabar projekto savininkas skolinas 18 000 EUR, kad galėtų įsigyti daugiau galvijų.
Deklaruojamas žemės plotas 130 ha, iš kurių 60 ha priklauso nuosavybės teise.
Metinė palūkanų norma
- Investuojant nuo 100 EUR - palūkanos 10,5 %.
- Investuojant nuo 500 EUR - palūkanos 11,3 %.
- Investuojant nuo 1 000 € - palūkanos 12 %.
- Investuojant nuo 2 000 € - palūkanos 12,2%
- Investuojant nuo 5 000 € - palūkanos 12,5%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.