Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LV0002377

Goal
41,400 €
Raised
41,400 €
100%
Return rate
From 13.7%

Rating
B

Period
47

Time left

LTV
40%

Country
Latvija

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxx Xxxxxxx
Xxxxļx xxx., Xxxxxx xxx., Xxxxxxxx, "Xxxxīšx", XX-5326
header_1 Declared Owned
Farming land130.00 ha60.00 ha
20232022
Revenue 203,199.00 € 205,206.00 €
Net profit 11,198.00 € 11,922.00 €
Equity ratio 33.16% -
Project description
Documents
Payment schedule

„HeavyFinance“ kviečia investuoti į paskolą žemės ūkio bendrovei. Bendrovė veikia jau daugiau nei du dešimtmečius ir valdo 130 hektarų ūkį Smelteriuose, Latvijoje. 

Didžiąją ūkio dalį užima pievos, kuriose ganosi 60 melžiamų karvių ir 50 telyčių. 30 hektarų žemės skirta ekologiškiems žieminiams kviečiams auginti.

Ūkyje naudojami du Deutz-Fahr traktoriai, New Holland traktorius, dvi priekabos, grėblys, presas, šienapjovė, maišyklė ir kita ūkiui eksploatuoti reikalinga įranga.

Tai jau penktoji bendrovės paskola, suteikta „HeavyFinance“ platformoje. Dabartinis aktyvus paskolos likutis siekia 96 540 EUR.

Šįkart projekto savininkas prašo 41 400 EUR, kad galėtų refinansuoti esamas HeavyFinance paskolas: LV000447 ir LV000482. Ši paskola bus užtikrinta dviem Deutz-Fahr traktoriais, kurių vertė 103 000 EUR.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.