Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0000646

Goal
18,030 €
Raised
18,030 €
100%
Return rate
From 12%

Rating
B

Period
36

Time left

LTV
20%

Country
Lenkija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxżxxx Xxxxxx
header_1 Declared Owned
Dirbama žemė--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule


Apie projektą

Projekto savininkė turi ilgametę ūkininkavimo patirtį ir šiuo metu valdo mišrų ūkį Sejny apskrityje, Lenkijoje. Jos pagrindinis veiklos pobūdis - pieno gamyba ir grūdinių kultūrų auginimas. Per pastaruosius kelerius metus ūkininkė išsinuomojo naujos žemės, įsigijo naujos įrangos ir padidino pieno gamybą, o dabar ieško, kaip toliau plėtoti ūkį.

Projekto savininkės technikos parką sudaro traktoriai, kombainas, purkštuvas, trąšų barstytuvas, agregatas, plūgas, presas ir kiti ūkiui prižiūrėti reikalingi padargai.

Dabar projekto savininkė skolinasi 18 030 €, kad galėtų įsigyti telyčių ir papildyti apyvartinį kapitalą. Paskola bus užtikrinta 9,33 ha žemės įkeitimu.

Ūkininkas deklaruoja 53 ha žemės, iš kurių 10 ha yra nuosavi.

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 12%
  • Investuojant nuo 500 € - palūkanos 12,8%
  • Investuojant nuo 1 000 € - palūkanos 13,5%
  • Investuojant nuo 2 000 € - palūkanos 13,7%
  • Investuojant nuo 5 000 € - palūkanos 14%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.