Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0000654

Goal
39,640 €
Raised
0 €
0%
Return rate
From 11.1%

Rating
B+

Period
36

Time left

LTV
47%

Country
Lenkija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxx
Xxxxxxxxxxxxxx 13 72-320 Xxxxxxxxóx
header_1 Declared Owned
Farming land120.00 ha120.00 ha
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Apie projektą

2007 m. iš tėvo ūkį perėmęs verlininkas šiuo metu turi 120 ha nuosavos žemės, kurioje daugiausia augina bulves. Taip pat laukuose auginami kviečiai ir rapsai. 

Prieš porą metų verslininkas reinvestavo gautą pelną pirkdamas 6 hektarus dirbamos žemės. Dabar jis skolinasi iš HeavyFinance investuotojų bendruomenės trąšų ir naujesnės technikos įsigijimui. 

Ūkininkas jau turi Valtra ir John Deere traktorius, javų kombainą, bulvių sėjąją ir kitos smulkmesnės technikos vienetų. 

Deklaruojamos žemės plotas: 120 ha, iš kurių 120 ha yra nuosavi

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 11,10%
  • Investuojant nuo 500 € - palūkanos 11,80%
  • Investuojant nuo 1 000 € - palūkanos 12,10%
  • Investuojant nuo 2 000 € - palūkanos 12,60%
  • Investuojant nuo 5 000 € - palūkanos 12,80%
  • Investuojant nuo 10 000 € - palūkanos 13,20%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.