Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002278

Goal
18,000 €
Raised
18,000 €
100%
Return rate
13.5%

Rating
B+

Period
36

Time left

LTV
60%

Country
Lenkija

Loan purpose
Investicijos gamybai didinti

Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxxńxxx
Xłxxxx 32, 76-100 Xłxxxx
header_1 Declared Owned
Farming land92.00 ha7.00 ha
20232022
Revenue 94,362.83 € 91,022.83 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Ūkininkas ūkininkauja nuo 2009 m., kai iš savo senelio perėmė 7 hektarus. Nuo to laiko jam pavyko išplėsti ūkį iki 92 hektarų, iš kurių 7 hektarai priklauso jam pačiam. Ūkyje dirba savarankiškai, augina melžiamas karves ir grūdines kultūras. Jo pasėlių struktūrą sudaro 18 ha kukurūzų, 16 ha kviečių, 4 ha avižų ir 54 ha dobilų. Jo bandą sudaro 31 melžiama karvė ir 12 telyčių.

Ūkyje jis naudoja tokią techniką, kaip:

  • CASE 2022 traktorius
  • KUN 2022 diskinė šienapjovė
  • PRONAR 2024 vyniotuvas
  • PRONAR 2023 priekaba
  • METAL FACH 2023 pašarų vežimėlis
  • CASE 2017 traktorius
  • PRONAR 2015 priekaba
  • KVERNELAND 2017 grėblys
  • CASE 2013 presas

Ateities planuose pirmiausia numatyta didinti veislininkystę. Kitais metais - dar 10 karvių, todėl jis nori sistemingai didinti bandą. Per ateinančius 2-3 metus jis nori nusipirkti šiuo metu nuomojamą žemę (12 ha). Iš šios paskolos gautas lėšas jis nori panaudoti galvijams pirkti.

Apskaičiuota jo užstato vertė yra 30 291 eur, kuri artimiausiu metu bus patvirtinta dokumentais, atliekant vertinimą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.