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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002315
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 65.00 ha | 42.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 118,870.26 € | 136,699.01 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Ūkininkas ūkininkauja nuo 2011 m., kai iš tėvo perėmė 21 ha, o vėliau išplėtė savo ūkį iki 65 ha, iš kurių jam priklauso 42 ha. Ūkyje jis užsiima augalininkyste. Jis dirba savarankiškai. Jo sėjos struktūrą sudaro 14 ha rapsų, 5 ha kukurūzų, o likusią dalį - kviečiai.
Ūkyje jis naudoja tokią techniką kaip:
- traktoriumi JOHN DEERE 2023
- kombainas JOHN DEERE 2015
- traktorius NEW HOLLAND 2013
- barstytuvas KVERNELAND 2022
- sėjamoji AMAZONE 2021
Per ateinančius trejus metus ūkininkas planuoja reguliariai pirkti naują techniką, su kuria dirbs, ir yra numatęs viename iš savo traktorių įdiegti GPS sistemą. Be to, šiais metais jis planuoja išplėsti plotus bent 20 ha.
Paskola bus panaudota HF paskoloms refinansuoti ir papildomai žemei įsigyti.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.