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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002574
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 85.00 ha | 41.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 121,976.00 € | 144,496.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Ūkininkas savo verslą pradėjo 2002 m., kai iš tėvų gavo žemės. 2018 m. jis įsiregistravo kaip nepriklausomas ūkininkas. Michalas ūkyje dirba kartu su žmona. Ūkininkas turi 41 ha žemės ir 25 ha nuomojasi „žodiniu būdu“, kurioje augina 25 ha javų (kvietrugių ir javų mišinio) ir 18 ha kukurūzų - likusi dalis yra daugiametės pievos. Daugiausia javų jis naudoja pašarams savo karvėms auginti. Ūkininkas laiko 60 holšteinų-fryzų veislės karvių (40 karvių ir 20 telyčių).
Jis naudoja tokią įrangą, pvz:
- Massey Ferguson traktorius 5711, 2018 m.
- Massey Ferguson traktorius 6485, 2010 m.
- Pašarų sunkvežimis Eurowita, 2015 m.
- Priekaba Metalfach, 2021 m.
- Kultivatorius Agro-Tom, 2021 m.
- Diskinis agregatas Lemtech, 2020 m.
- Purkštuvas Hardi 1000l, 2010 m.
Per kelerius ateinančius metus ūkininkas planuoja padidinti bandą iki 80 gyvulių. Paskola bus panaudota 3 jo turimoms paskoloms grąžinti, o likusi suma bus panaudota naujam tvarto aptvarui, girdykloms ir didesniam pašarų vežimėliui.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.