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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PT0000119
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Verslininkas Portugalijos šiaurėje puoselėja obuolių sodą nuo 2009 m. Esant geram derliui, ūkis turi apie 600 tonų obuolių, kurie parduodami žaliavų supirkėjams.
Pastaruosius kelerius metus verslininkas investavo į technikos atnaujinimą, todėl dabar turi du traktorius, kurie yra ne senesni nei penkerių metų amžiaus, kitos smulkesnės technikos.
Tačiau 2020 m. obuolių augintojui buvo prasto derliaus metai, todėl jis nusprendė kreiptis į HeavyFinance investuotojų bendruomenę dėl paskolos apyvartiniam kapitalui padidinti. Šios lėšos bus naudojamos obelų priežiūrai, smulkiems ūkio darbams ir pasiruošti būsimo derliaus nuėmimui.
Metinė palūkanų norma:
- Investuojant nuo 100 € - palūkanos 9,6%
- Investuojant nuo 500 € - palūkanos 10,3%
- Investuojant nuo 1.000 € - palūkanos 10,6%
- Investuojant nuo 2.000 € - palūkanos 11,1%
- Investuojant nuo 5.000 € - palūkanos 11,3%
- Investuojant nuo 10.000 € - palūkanos 11,7%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.