Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PT0002232

Goal
17,000 €
Raised
17,000 €
100%
Return rate
13.5%
Rating
B+
Period
48
Time left
LTV
85%
Country
Portugalija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
XXXXXXX XXXXXÁXXX - XXXXXXXXXX XXX, Xxxxx Xxxxxxx Xxxxxxx Xx Xxxxxx Xxxxx
Xxxxxx xxx Xxxxxxxxxxxx, x/x, Xxxxxx, 3520-112 Xxxxx
header_1 Declared Owned
Farming land0.00 ha0.00 ha
20232022
Revenue 26,997.50 € 21,065.90 €
Net profit 4,503.83 € 14,616.91 €
Equity ratio 42.46% -
Project description
Documents
Payment schedule
„Reflexo Solidário Lda.“, dinamiška ir auganti ožkų pieno gamybos sektoriaus įmonė, siekia gauti 17 000 EUR paskolą 48 mėn. terminui, kad galėtų paremti savo plėtrą.

Ši 2022 m. įsteigta šeimos įmonė naudojasi didele savo akcininkų, kurie nuo 2015 m. aktyviai veikia šioje pramonės šakoje, patirtimi. Be to, „HeavyFinance“ investuotojų bendruomenė jau anksčiau yra parėmusi šį ūkį, suteikdama bendrovės akcininkui paskolą PT0000427 pagal asmeninio ūkininkavimo veiklą, paskola jau beveik grąžinta, liko tik 1542,26 EUR likutis.

Ši paskola bus panaudota papildomoms ožkoms įsigyti, kurios gerokai padidins bendrovės pieno ir sūrio gamybą, kad būtų patenkinta didėjanti rinkos paklausa. Tikimasi, kad ši strateginė investicija paskatins didelį pajamų ir pelningumo augimą.
Paskolai užtikrinti bendrovė įkeičia tris žemės sklypus, kurių bendras plotas - 1,6 ha ir kurių vertė - 20 000 EUR.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.