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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
BG0000271
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
About the project
By investing in this project, you will contribute to the development of a 65,4 hectares dairy farm in the Dobrich region, Bulgaria. Since 2008 the farmer is engaged in dairy farming. She raises 89 cows and 28 calves as well as makes dairy products from fresh milk, such as cheeses and yogurts.
A part of the land - 3 hectares - is dedicated to corn and alfalfa, and the rest of the farm is covered by pastures, where the cattle graze.
The farmer now is borrowing 7.000 € to increase the farm's working capital and to purchase a tractor Massey Ferguson. The loan will be secured by a pledge of a wheel loader, which value is 10.000 €.
Area of declared land: 65,4 hectares.
Annual interest - 11,5%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.