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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
BG0000385
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
About the project
The project owner has been cultivating the leased land since 2008. Various crops are grown on the farm area of 285 hectares - wheat, corn, barley, sunflower. The part of land, 3,6 hectares, is covered by perennials, cherries, peaches, and plums. Last year the farm’s production level was more than 600 tons. All the grown food on the farmland are sold in the Bulgarian market - the project owner has lasting relationships with breeders and fruit markets.
For the past 13 years the farmer have been investing annually in the modernization of my farm, and now all the processes, from planting to harvesting, is modernized. The farm’s technical fleet consists of three tractors, a harrow, three cultivators, two seeders, two sprayers, a mower, a combine harvester.
Now the farmer is borrowing in order to prepare for the following year.
Annual interest - 12,5%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.