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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
BG0001898
| Project owner | Address |
|---|---|
| Christina Louise Davy, BG FARMS Ltd. | Polsko Kosovo village, Rousse district, Byala municipality |
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 41.06 ha | 0.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 55,219.52 € | 23,519.43 € |
| Net profit | 6,135.50 € | 11,759.71 € |
| Equity ratio | 14.13% | - |
Documents
Payment schedule
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A family-run company established in 2019 by a British couple, who have decided to migrate and settle in a small village located in Rousse district, Byala municipality, Bulgaria.
With the skills and expertise earned while farming in England, the company now breeds 261 sheep and manages over 41 hectares of pastures for feed.
The company is now looking for additional finance to expand the business further and improve its farm.
The funds from this loan will be used to pay the last instalment of the rented farm to purchase it. Part of the loan will also be used to cover the instalment of BG0001236 on the HeavyFinance platform. To secure the loan, the livestock farm (including 1.86 ha of land and 1120 sq.m. of buildings) will be registered.
Currently, the project owner has two active loans with a total active balance of 36 709 €.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.