Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0002722

Goal
15,000 €
Raised
12,649 €
84%
Return rate
14%

Rating
B

Period
20

Time left

LTV
-

Country
Bulgaria

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxx XXX XXX, Xxxx Xxxxxxxxxxxx Xxxxxxxx
Xxxxxx
header_1 Declared Owned
Dirbama žemė0.79 ha0.00 ha
20242023
Revenue 348,189.77 € 850,789.69 €
Net profit 57,264.69 € 45,504.98 €
Equity ratio 25.33% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

14%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 14%
Project description
Documents
Payment schedule

BIO Invest Ltd. is a well-established agricultural company based in Popovo, Bulgaria, operating since 2018. The company specializes in cultivating 0.79 hectares of organic sunflowers and wheat and is certified for organic crop trading. Their high-quality organic products are primarily sold within the European Union under long-term sales contracts with French, German, and Israeli companies.

The company boasts modern farming equipment and two spacious warehouses, enabling efficient production and storage of its crops. In addition to farming, BIO Invest actively trades organic produce, further enhancing its financial stability and market presence.

BIO Invest has a strong track record with HeavyFinance, having fully repaid three previous loans on time. This consistent reliability has earned them a positive reputation among investors.


The company is now seeking financing to improve its facilities and secure working capital for ongoing operations. To ensure the security of this loan, the director's daughter and her own farming business (Dimitrovi IV) will act as a guarantor. Her involvement in farming further strengthens the security of this financing.

BIO Invest currently has an outstanding collateralized loan balance of €111,000 without any outstanding overdues. With their proven reliability and established business operations, BIO Invest Ltd. continues to present a trustworthy investment opportunity for the HeavyFinance community.



Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.