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LT0000032
| Projekto savininkas | Adresas |
|---|---|
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Farming land | - | - |
| Pajamos |
| Grynasis pelnas |
| Nuosavo kapitalo santykis |
Dokumentai
Mokėjimo grafikas
Kazimieras Brazauskas took over the farm of his parents in 2017. Since then, the farm has been expanding and now has 70 hectares of arable land. The farmer grows cattle, winter wheat and summer wheat.
21 years old agriculture businessman sees many opportunities for a further expansion because many old farmers want to sell their land close by. Considering the lack of workforce in the agricultural sector, he already has two tractors and a combine harvester. Consequently, he is planning to acquire more heavy-duty vehicles.
However, to prepare for the next season Kazimieras firstly needs to buy a new plough. He already chose one from a large respected dealer Dotnuva Baltic for €16.940. Therefore, the farmer is borrowing €10.000 from HeavyFinance investor community and will use this plough as collateral.
The farmer met the criteria to get subsidies from the National Paying Agency under the Ministry of Agriculture of the Republic of Lithuania to modernize his farm. The total amount is €50.000 Therefore, after buying this plough he will receive almost €6.000 in financial support.
This is the first stage of the modernization plan. In Spring the farmer plans to borrow more money from HeavyFinance investor community to buy a tractor.
In three quarters of this year, the gross profit of the farm was €17.400 in comparison to the gross profit of full year in 2019, which was €19.400. What is more, the farm posted €12.000 in net profit in three quarters of this year, while in 2019 the net profit was €16.300.
The equity ratio of the farm in September 2020 was 43,58%.
Interest rates:
Interest rate - 12,5%
Purpose of the loan:
To purchase the plow "150S-100-130-4"
Project investment return and interest payment:
- Start of the loan financing period on the HeavyFinance (Platform Operator) platform: 2020-12-04
- End date of the financing period: 2020-12-18, or until the loan is fully financed.
- Investment: from 100 €
- Annual return on investment: 12,5%.
- Loan term: 24 months
- The project owner will repay the principal according to the schedule below:
- December, 2021 (4 975 Eur)
- December, 2022 (5 025 Eur)
- The Interest will be paid monthly.
Projekto rizika
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.