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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000228
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
About the project
The farmer, who has been working in the agriculture sector since 2014, currently owns 25.81 hectares of a grain farm in the Prienai district. Wheat, triticale, beans, and peas are grown here. The project owner's father also has a farm nearby - together they supervise two farms with a total area of 270 hectares. The available technical fleet is used on two farms - it consists of a combine harvester, a sprayer, three tractors, and other necessary equipment.
With this project, the farmer aims to make a final payment for a combine harvester Claas Lexion 540. The businessman is planning to acquire another combine harvester in the future - with additional equipment it will be possible to harvest twice as fast and provide grain harvesting services to other farmers while earning additional income.
Equipment seller: Klovima, UAB
Area of declared land: 25,81 hectares, from which 7 hectares are owned by the project owner
Annual interest
- Investing from 100 € - interest 10,6%
- Investing from 500 € - interest 11,3%
- Investing from 1.000 € - interest 11,6%
- Investing from 2.000 € - interest 12,10%
- Investing from 5.000 € - interest 12,3%
- Investing from 10.000 € - interest 12,7%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.