Ūkio paskola

Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.

LT0000250

Tikslas
260,000 €
Surinkta
260,000 €
100%
Palūkanų dydis
Nuo 10.26%

Reitingas
A

Periodas
13

Liko laiko

LTV
50%

Šalis
Lithuania

Paskolos tikslas
Farm buildings purchase/construction

Verslo informacija
Apsaugos priemonės
Paskolų istorija
Projekto savininkas Adresas
Xxxxxxų ūxxx, ŽŪX, Xxšxx Čxxxxxxxxxxxė
Xxxxūxxšxxx xxxxxxx., Xxxxxėžxx xxxxxxxx, Xxxxxxxxx
header_1 Deklaruotas plotas Nuosavas plotas
Farming land--
Pajamos
Grynasis pelnas
Nuosavo kapitalo santykis
Projekto aprašymas
Dokumentai
Mokėjimo grafikas

About project

Invest in the company with strong development and expansion plans. The loan will be used for the purchase of a livestock farm with all buildings, land and machinery. Investors' funds will be secured by pledging the company's receivables with a value of at least 520.000 €.

The main activity of the company, which has been operating for three years, is the production of meat products. The company produces such products as sausages, rolls, raw meat products. At the same time, the company also cultivates a 660,54 ha farm where rapeseed and winter wheat are grown. Although the company currently buys livestock from other farms, it plans to acquire a livestock farm this year to raise beef cattle. To implement this project, the company will seek to receive funding from HeavyFinance investor community.

Previously, the company was buying cattle from other farms, but it now aims to purchase a livestock farm to raise beef cattle. The total value of the transaction is 500.000 €, of which 250.000 € has already paid from the company's own funds. During this project, the company borrows to cover the remaining value of the transaction, together with the resulting legal costs. The process of registration of property ownership based on the acquired right of claim could take up to four months. After this period, the loan will be refinanced with a loan for 3 years with the pledge of the acquired property.

The company's growth prospects are reflected not only in its expansion plans, but also in the financial statements - last year the company's turnover amounted to almost 1,2 million euros. The income statement for the first three quarter of this year shows that the revenue is already almost 1 million euros.

The scale of the farm activities is huge, so the available fleet of machines is also solid: 2 harvesters, a self-propelled sprayer, 5 tractors (all mentioned so far were funded on HeavyFinance platform ), a truck, 8 trailers, a telescopic loader, a baler, a seed drill, a forage harvester, a mower, and more small technique.

The company currently has four active loans and two have already repaid, in total, the company has paid approximately 210,000 euros in loans and interest from the harvest of 2021. The company's current loan balance is 243,842.23 €.

Area of declared land: 660,54 ha, from which 15 ha is owned by the project owner.

Projekto rizika

Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.

Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.

Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.

Papildoma informacija:

Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.