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Ūkio paskola
Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.
LT0000302
| Projekto savininkas | Adresas |
|---|---|
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Farming land | - | - |
| Pajamos |
| Grynasis pelnas |
| Nuosavo kapitalo santykis |
Dokumentai
Mokėjimo grafikas
Sole accountability
This loan is secured by sole accountability from the project owner. Read more about this security measure here.
About the project
"My philosophy of successful farming is to implement the development plans one after another - in this way, I am sure that I won't miss anything important," says an ambitious young farmer who started breeding beef cattle in Radviliškis district five years ago. Having started his activity with only 3 hectares of land, the farmer now declares 45,1 hectares and leases an additional 60 hectares from other farmers, who declare the leased areas themselves.
The farm currently raises 50 limousine cattle, but the project owner is planning to increase the herd by another 20 heifers soon. The fodder for cattle is grown on the farmland - peas, wheat, winter barley, triticale, and potatoes are sown here every year. If the quantity of grains exceeds the need to feed his cattle, the farmer sells them to other farms, thus earning additional income.
The project owner uses a tractor and smaller tools for the work. He points out that there is a lack of additional equipment for sowing and watering the land, therefore he plans to expand the technical fleet in the future.
Although one purchase of livestock was not successful and brought a small loss to the farm in 2019, last year the activity was profitable, and from next year the farmer is planning to start active trade in meat products in Lithuania and export part of the meat to Germany. The project owner takes all the challenges with a smile and continues to pursue his goal. The first of them is to expand the livestock herd, thus ensuring an uninterrupted supply of meat, and to finally implement the requirements of the NPA (National Paying Agency) support program for young farmers. For the final realization of the project, the businessman is borrowing 12.000 €. The loan will be repaid in 12 months.
The farmer's plans are not limited to increasing the herd - the project owner promises to expand the available land area, build additional barns and other necessary buildings within a few years.
Area of declared land: 45,1 hectares, from which 35 hectares are owned by the project owner.
Annual interest - 12,5%
Projekto rizikos
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.