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Ūkio paskola
Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.
LT0000495
| Projekto savininkas | Adresas |
|---|---|
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Dirbama žemė | 311.23 ha | 187.20 ha |
| Pajamos |
| Grynasis pelnas |
| Nuosavo kapitalo santykis |
Dokumentai
Mokėjimo grafikas
About the project
This project provides the HeavyFinance investor community with an opportunity to finance a Lithuanian crop farm. The project owner has almost two decades of experience in the agriculture sector. She is developing a 311,23 ha farm in Panevėžys district, where spring and winter wheat, rapeseed, and peas are grown.
The farm's heavy equipment fleet currently consists of three tractors, a sprayer, a cultivator, a drill, a combine, a telescopic loader, and other equipment necessary for maintaining the successful farm. The businesswoman has vivid her future farm's perspective and is trying to implement her plans with HeavyFinance financing solution. With this project, she aims to borrow 43.000 €. The loan will be used to prepare for the upcoming season.
The farm's financial statements show that in 2019 the farm did not make any profit. The unfavorable situation was due to the infertile season. However, the results of 2020 show that the farm has successfully recovered - last year the profit reached almost 130.000 €.
This is not the first farmer's project on the HeavyFinance platform - in total, the project owner has 4 active contracts with a remaining balance of 124.950 €. Loan repayments are being made on time and the farmer had successfully repaid her first loan of 25.000 € a week ago.
Area of declared land: 311,23 hectares, from which 187,20 hectares are owned by the project owner.
The farmer will also sign a promissory note* for a full amount including the interest.
*A promissory note is a financial instrument that contains a written promise by one party (the note's issuer or maker) to pay another party (the note's payee) a definite sum of money, either on demand or at a specified future date.
Annual interest
- Investing from €100 - interest of 9.6%
- Investing from €500 - interest of 10.3%
- Investing from €1,000 - interest of 10.6%
- Investing from €2,000 - interest of 11.1%
- Investing from €5,000 - interest of 11.3%
- Investing from €10,000 - interest of 11.7%
Projekto rizikos
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.