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Ūkio paskola
Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.
LT0000602
| Projekto savininkas | Adresas |
|---|---|
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Farming land | 203.69 ha | 13.68 ha |
| Pajamos |
| Grynasis pelnas |
| Nuosavo kapitalo santykis |
Dokumentai
Mokėjimo grafikas
Sole accountability
About the project
The owner of the project started farming in 2009 after inheriting his parents' farm of 3 ha and has now expanded to 200 ha of land. The farm is mixed: beef cattle are raised (25 head) and cereals are grown, with a mixed farm ratio of 10/90. The land in Dzūkija region is not the most fertile, so rye, oats, buckwheat and occasionally triticale are the main crops being cultivated.
The farmer is also involved in forestry, having set up an individual business providing a range of services, such as logging, tree planting, pruning and the production of solid fuel.
The farm employs 4 permanent staff who work on the farm during the high season and, in order not to have to lay them off, they also help with the forestry activities during the low season.
The project owner's technical fleet consists of two combine harvesters, a newer high-powered tractor and an older Belarus tractor, as well as all the necessary implements for cultivation, such as ploughs, harrows, seed drills, rollers, spreaders, trailers and others. The same tractors are used for forestry and a wood chipper, bought last year, is used to prepare the firewood, i.e. chop it. It is loaded into crates and transported to the German, Belgian, Dutch and French markets.
According to the farmer, this equipment is sufficient to work the land, but he is trying to regularly update his machinery fleet as requirements change, and is planning to buy a tractor in the near future. He also regularly participates in NMA projects.
The farmer is currently borrowing €15 000 to increase his working capital. The funds will be used to prepare for the upcoming season.
The owner of the project declares an area of 203,69 ha, of which 13,68 ha are owned.
Annual interest - 11,5%
Projekto rizika
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
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