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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000636
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 161.32 ha | 11.24 ha |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Sole accountability
About the project
The farmer, who has been farming since 2008, has steadily expanded his farm to more than 160 hectares of land over the years of activity. The farm, located in the Prienai district, cultivates cereals and legumes. The farmer tries to maintain a variety of crops and has recently started sowing buckwheat.
The farm uses its own equipment - three tractors, a combine harvester, a sowing machine, a sprayer and other implements.
In the future, the entrepreneur plans to expand his fleet of machinery and buy another combine harvester, but for the time being the farm needs more working capital to buy fuel and fertiliser, for which he is currently borrowing €15 000.
Declared land area: 161,32 ha, of which 30 ha are owned.
Annual interest - 14%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.