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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000881
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 16.71 ha | 0.00 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 93,519.00 € | 74,908.00 € |
| Net profit | 5,850.00 € | 790.00 € |
| Equity ratio | 8.76% | - |
Documents
Payment schedule
With this project we invite you to contribute to the development of UAB "Persona Optima".
"Persona Optima" has been operating since 2018 and its main activity is personnel management. Additional activities include rural tourism and event organisation.
The manager of the company is a registered farmer and has obtained a farmer's certificate. "Persona Optima" has decided to expand its activities into agriculture, and therefore has leased almost 17 ha of land. This year it will be planted with sea buckthorn. In the near future, the company aims to set up an organic berry farm.
The company has now applied for a loan to purchase a tractor and implements. Later this year company plans to acquire leasehold land.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.