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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001893
| Project owner | Address |
|---|---|
| Lina Bakšinskienė | Vilkaviškio r., Vištyčio sen., Vištyčio g. 22 |
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 79.97 ha | 18.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 33,515.00 € | 17,366.41 € |
| Net profit | 24,381.00 € | - |
| Equity ratio | 53.46% | - |
Documents
Payment schedule
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We invite HeavyFinance community to invest in a loan for a beef farm in Vilkaviškis District. The farm has been operating since 2022. The farmer's holdings consist of 79,97 ha of arable land, of which 18 ha belong to the farmer herself.
In 2022, the farmer took part in the Young Farmers Programme and acquired 18 ha of land.
The farmer has 40 beef cattle.
The machinery needed to work the land is rented from her husband, who runs a crop farm.
This is farmer's first loan on a HeavyFinance platform. The farmer is asking the HeavyFinance community for a loan to buy a mini-tractor. The loan will be secured by 5 land plots owned by the farmer.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.