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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002012
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 63.50 ha | 1.93 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 44,501.00 € | 36,720.00 € |
| Net profit | 30,460.00 € | 23,783.00 € |
| Equity ratio | 74.49% | - |
Documents
Payment schedule
HeavyFinance invites you to invest in a loan for a mixed farm in Zarasai District. The farm has been operating since 2017. The farmer declares 63,50 ha of land, of which 1,93 ha is owned.
The farm has 87 sheep, 60 beehives and 5 hectares of strawberries and blackcurrants.
The project owner uses a tractor, a loader and various small agricultural machinery to manage the farm.
Although her current focus is on modernisation, she believes that there is room for expansion - she hopes to grow more berries in the future and to increase her flock of sheep to 100 .
Right now the farmer is asking HeavyFinance community for a loan that will be used to expand her farm.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.