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Žalioji paskola
Investuotojams Žaliosios paskolos atveria naują galimybę prisidėti prie klimato kaitos stabdymo ir pasinaudoti sparčiu anglies taršos sertifikatų rinkos augimu. Investuodami į Žaliąsias paskolas HeavyFinance platformoje, jūs paskolinate pinigus ūkininkams, o vietoje palūkanų gaunate dalį grąžos iš aukštos kokybės anglies taršos sertifikatų pardavimo tarptautinėje savanoriškoje anglies dioksido rinkoje.
-4,959,876 kg CO2e
LT0002014
| Projekto savininkas | Adresas |
|---|---|
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Dirbama žemė | 604.94 ha | 260.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Pajamos | 496,554.00 € | 456,983.00 € |
| Grynasis pelnas | 207,239.00 € | 162,484.00 € |
| Nuosavo kapitalo santykis | 54.12% | - |
Dokumentai
Mokėjimo grafikas
About the farm
We invite HeavyFinance community to invest in the loan for a cereal farm in Biržai District. The farm has been operating since 2000. The farmer declares 604.94 ha of land, of which 260.00 ha is owned. However, the total family holding is about 800 ha.
The farmer grows wheat, rapeseed and other crops.
The farmer's machinery fleet consists of two combine harvesters, several tractors, a sowing machine, a sprayer, a trailer and other cultivation equipment. The farmer cultivates the land using non-agricultural machinery.
The farmer has applied for a green loan for the purchase of machinery. The loan will be secured by the land plot.
Main Terms
The principal will be repaid by the farmer in regular instalments over the span of 3 years in accordance with the repayment schedule.
155 hectares of land are included in the Green Loan program. It is estimated that a total of 1141 carbon certificates will be generated in 4 years (based on a conservative estimation). Consequently, investors will receive below indicated portion of sales proceeds from every carbon certificate generated from the land of the project owner involved in the program;
- 60% of income received during the loan period;
- 40% of income received for the following year after the loan period.
It is expected that the first carbon certificates will be generated and sold in the second quarter of 2025. The exact return will depend on the amount of sequestered CO2 levels and the sale price of the carbon certificates.
If the project owner withdraws from the Carbon Credits Agreement, the project owner shall reimburse an annual interest rate as of 10%
Annualized return forecast
- Conservative scenario (€20 per carbon certificate): 18,2% IRR*
- Today's scenario (€35 per carbon certificate): 31,3% IRR*
- Optimistic scenario (€100 per carbon certificate): 85,8% IRR*
Read more about the return scenarios in the document section
*The internal rate of return (IRR) is a metric used in financial analysis to estimate the profitability of potential investments. Learn more about it
Keep in mind that the return forecast is an estimation and does not guarantee you the returns mentioned above.
Investuodami į žaliąsias paskolas, prisiimate šias rizikas
Anglies taršos kreditai gali negauti reikiamų sertifikatų ir nebūti sukurti dėl vienos iš šalių kaltės ar išorinių veiksnių.
Dėl pasikeitusių rinkos sąlygų, matavimo metodologijos ir kitų veiksnių, anglies kreditų kaina gali keistis.
Projekto savininkui neįvykdžius savo įsipareigojimų, UAB Heavy Finance imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pirmine hipoteka įkeistą užstatą, tačiau bendrovė negarantuoja visiško projekto savininko įsipareigojimų įvykdymo.