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Žalioji paskola
Investuotojams Žaliosios paskolos atveria naują galimybę prisidėti prie klimato kaitos stabdymo ir pasinaudoti sparčiu anglies taršos sertifikatų rinkos augimu. Investuodami į Žaliąsias paskolas HeavyFinance platformoje, jūs paskolinate pinigus ūkininkams, o vietoje palūkanų gaunate dalį grąžos iš aukštos kokybės anglies taršos sertifikatų pardavimo tarptautinėje savanoriškoje anglies dioksido rinkoje.
-4,175,575 kg CO2e
LT0002037
| Projekto savininkas | Adresas |
|---|---|
| Jaurimas Jonėnas | V. Kudirkos g. 81, Biržai |
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Dirbama žemė | 271.28 ha | 45.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Pajamos | 490,015.00 € | 247,225.00 € |
| Grynasis pelnas | 194,161.00 € | 78,903.00 € |
| Nuosavo kapitalo santykis | 47.24% | - |
Dokumentai
Mokėjimo grafikas
About the farm
We invite you to invest in a sustainable crop farm in the Biržai region.
The farmer started farming in 2012 and today he is managing 271.28 ha of land, of which 45 ha are his own. The farm produces cereals, rape and beans.
The farm's machinery fleet consists of three modern tractors, a new combine harvester and other modern equipment, which allows the farm to work the fields with high quality and to ensure a good harvest. In addition, the farm has two additional employees who contribute to its efficiency and development.
The farm is currently borrowing to increase its working capital to support expansion. Join us to help further develop this viable and sustainable farm while ensuring its growth and development.
Main Terms
The principal will be repaid by the farmer in regular instalments over the span of 4 years in accordance with the repayment schedule.
All 130,49 hectares of land are included in the Green Loan program. It is estimated that a total of 1200 carbon certificates will be generated in 5 years (based on a conservative estimation). Consequently, investors will receive a portion of sales proceeds from every carbon certificate generated throughout the span of 5 years as the following terms;
- 60% of income share during the loan period
- 40% of income share for the following year after the loan period
It is expected that the first carbon certificates will be generated and sold in the third quarter of 2025. The exact return will depend on the amount of sequestered CO2 levels and the sale price of the carbon certificates.
If the farm withdraws from the Green Loan without a period of at least 5 years has elapsed, it undertakes to reimburse 11,5% annual interest.
Annualized return forecast
- Conservative scenario (€20 per carbon certificate): 18% IRR*
- Today's scenario (€35 per carbon certificate): 31% IRR*
- Optimistic scenario (€100 per carbon certificate): 86% IRR*
Read more about the return scenarios in the document section
*The internal rate of return (IRR) is a metric used in financial analysis to estimate the profitability of potential investments. Learn more about it
Keep in mind that the return forecast is an estimation and does not guarantee you the returns mentioned above.
Investuodami į žaliąsias paskolas, prisiimate šias rizikas
Anglies taršos kreditai gali negauti reikiamų sertifikatų ir nebūti sukurti dėl vienos iš šalių kaltės ar išorinių veiksnių.
Dėl pasikeitusių rinkos sąlygų, matavimo metodologijos ir kitų veiksnių, anglies kreditų kaina gali keistis.
Projekto savininkui neįvykdžius savo įsipareigojimų, UAB Heavy Finance imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pirmine hipoteka įkeistą užstatą, tačiau bendrovė negarantuoja visiško projekto savininko įsipareigojimų įvykdymo.