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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002236
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 71.75 ha | 33.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 127,145.00 € | 150,135.00 € |
| Net profit | 14,208.00 € | 35,398.00 € |
| Equity ratio | 28.03% | - |
Documents
Payment schedule
The farmer, who took over his parents' farm in 2014, now declares 71.75 ha of land, of which 33 ha are his own. Together with his wife's farm, he farms a total of 250 ha of wheat, rapeseed, maize, triticale and oats. The farm currently has 44 dairy cattle.
The farmer is active in the practice of no-till farming and is looking to expand his farm by increasing the amount of land under cultivation.
The farm's technical fleet consists of reliable and efficient tractors (Case Puma, John Deere), a high-end combine harvester (Massey Ferguson), Kverneland hay mowers, a Case baler, a Kverneland rake, a Kverneland fertiliser spreader, an Agro-Masch cultivator, and all the other necessary equipment for efficient management of the fields and a high quality of the harvest.
The farm is currently borrowing money to buy a new sprayer with support from the NMA.
Join us in helping to further develop this promising farm while ensuring its growth and development.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.