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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002249
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 172.57 ha | 20.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 168,497.00 € | 87,886.00 € |
| Net profit | 30,283.00 € | 17,895.00 € |
| Equity ratio | 12.39% | - |
Documents
Payment schedule
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We invite you to invest in a family farm that is fully committed to ensuring high-quality production and promoting sustainable agriculture.
The farmer began farming in 2012 and currently declares 172.57 hectares of land, of which 20 hectares, according to the farmer, are personal property. In total, the family farm cultivates 500 hectares of land. The farm grows wheat, triticale, rapeseed, peas, barley, and beans, ensuring a diverse and high-quality output.
The farmer actively applies modern farming methods and aims to continuously expand the farm. Most of the work on the farm is done by family members—the farmer and his father—who work tirelessly to ensure a plentiful and quality harvest. During the summer, an additional worker is employed to help with the workload.
The farm operates modern equipment, including two New Holland tractors, two Massey Ferguson tractors, a Claas Lexion 670 TT combine harvester, a loader, a slurry tanker, a sprayer, and other necessary machinery to ensure efficient field management and high crop yields.
The farmer is a reliable and long-standing member of the HeavyFinance community, known for excellent payment discipline and having successfully repaid a previous loan, LT0000138 (€144,450), which earned investors over €14,600 in interest.
The farm is currently borrowing funds for land acquisition, machinery purchases, seeds, fertilizers, and working capital growth, aimed at further expanding the farm and ensuring its stability.
Join this project and contribute to the continued growth and success of this family farm.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.