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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002283
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 32.91 ha | 6.35 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 33,183.49 € | 29,735.66 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
This project invites you to invest in a crop farm in the Kaišiadorys district, established in 2012.
The farmer grows barley, wheat and several other crops on 32,91 hectares of declared land of which 6,35 ha. is owned. His family members, who are also in formal employment, help him with all the farm work.
The farm's machinery fleet consists of two tractors and other cultivation equipment.
The farmer is currently applying to the HeavyFinance investor community to refinance his existing loans. He is pledging three plots of land and a tractor as collateral for the loan, as well as a guarantee from his spouse.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.