Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002305
Project owner | Address |
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header_1 | Declared | Owned |
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Dirbama žemė | 138.17 ha | 32.00 ha |
2023 | 2022 | |
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Revenue | 128,716.61 € | 192,982.20 € |
Net profit | - | - |
Equity ratio | - | - |
We present an investment opportunity in a promising agricultural venture. The farmer, who began farming in 1991, now manages a thriving 138.17 hectare farm, of which, according to the farmer, 32 hectares are owned.
The farm currently grows wheat, spring and winter rapeseed and is actively planning to introduce a new crop—corn—in an effort to expand and diversify its production.
The farm’s equipment includes seven tractors, two combines, six tractor trailers, a cultivator, disc harrow, two sprayers, a straw baler, a rake-turner, and a seeder. Additionally, the farm has two grain storage facilities, mechanical workshops, garages, and a grain dryer. One of the grain stores is equipped with a straw pellet production line and a wood-cutting sawmill. While pellet production is currently on hold due to low market prices, the farmer plans to produce wood pellets in the future.
It is also important to note that the project owner’s daughter manages a separate farm, where cereals, rapeseed, and beef cattle are raised. Her farm covers 67 hectares of declared land.
The funds from investors will be used to increase working capital, ensuring the farm's continued growth and operational efficiency.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.