Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002527

Goal
43,000 €
Raised
14,832 €
34%
Return rate
From 11.1%

Rating
B+

Period
34

Time left

LTV
38%

Country
Lithuania

Loan purpose
Refinancing

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxx Xxxxxxxxxx
Žxxxxxxų x., Žxxxxxxų xxx. Šxxxxėx xxxxxx xxx.
header_1 Declared Owned
Farming land61.62 ha29.80 ha
20232022
Revenue 47,189.00 € 36,018.00 €
Net profit 16,001.00 € 3,179.00 €
Equity ratio 75.09% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11.1%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 11.1% Investing from 500 € - 11.8% Investing from 1,000 € - 12.1% Investing from 2,000 € - 12.6% Investing from 5,000 € - 12.8% Investing from 10,000 € - 13.2%
Project description
Documents
Payment schedule
We invite you to invest in a mixed farm that has specialized in dairy farming since 2015 and expanded its operations in 2020 by introducing beef cattle farming. A portion of the farm is dedicated to crop production, ensuring diverse and balanced agricultural activities.  

Currently, the farm cultivates 61.62 hectares of land, of which 29.80 hectares are privately owned.  

Since the start of farming, the project owner has actively participated in various development and modernization initiatives. The farmer successfully implemented a young farmer project and two modernization projects, which significantly expanded the farm's machinery fleet. The farm now operates two tractors, haymaking and baling equipment, a telescopic loader, and modern soil cultivation machinery, ensuring efficient farming operations.  

Future plans include increasing the herd size and purchasing leased land to further strengthen the farm's activities and growth potential.  

The loan will be used to refinance existing financial obligations, helping to optimize cash flow, ensure stability, and support the continuity of farming operations.  

Join this project and contribute to the success of this growing farm! 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.