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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002578
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 156.49 ha | 58.50 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 62,016.00 € | 169,010.00 € |
| Net profit | 4,127.00 € | 30,417.00 € |
| Equity ratio | 46.96% | - |
Documents
Payment schedule
The farmer specializes in growing wheat, rapeseed, and peas. Currently, he cultivates 156.49 hectares of farmland.
The farm is managed by the farmer and his family, ensuring sustainable and efficient operations. No additional employees are hired.
The farm's machinery fleet includes three tractors, two combine harvesters, a seeder, trailers, and other necessary equipment that enables effective land management and high-yield production.
Over the next five years, the farmer plans to expand his farmland by an additional 100 hectares, further strengthening the farm’s competitiveness and operational capacity.
Currently, the farm is borrowing to increase working capital, aiming to optimize operations, ensure stable growth, and cover essential farming expenses.
Join this project and contribute to the success and expansion of this growing farm!
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.