Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002712

Goal
15,000 €
Raised
15,000 €
100%
Return rate
12%

Rating
A

Period
30

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxx Xxxxxxxxx
Xxxxxx x. 30, Xxxxxxxxxų x., Xxxčxxxxxxčxx xxx. Xxxxxxų xxxxxx xxx.
header_1 Declared Owned
Farming land149.25 ha15.00 ha
20232022
Revenue 60,911.00 € 68,934.00 €
Net profit 15,922.00 € 45,312.00 €
Equity ratio 67.58% -
Project description
Documents
Payment schedule

HeavyFinance invites you to invest in a loan for a mixed farm. The agricultural activity began in 2018. Currently, the declared land area is 149.25 hectares, of which 15 hectares are owned.

In 2024, the farm cultivated wheat, rye, oats, and corn, as well as prepared fodder for livestock. At present, the farm holds 65 cattle, operating as a mixed farm.

In 2025, the farm plans to expand its corn cultivation areas and increase the declared land area to nearly 200 hectares. Various soil cultivation methods are used, with plowing applied only for pasture renewal and land preparation for corn, while the remaining arable land is managed using no-till technology.

The funds received will be used for working capital expenses, including fuel, fertilizers, and equipment maintenance.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.