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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0000742
| Project owner | Address |
|---|---|
| Rafał Włodarczyk, Gospodarstwo Rolne Rafał Włodarczyk | Lipnica Dolna 224, 32-724 Lipnica Dolna |
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 53.00 ha | 1.60 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 49,623.00 € | 33,901.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
About the project
The farmer inherited a farm 5 years ago and now declares 53 hectares of arable land. He works on the farm since his childhood. He grows wheat, silage corn, and forage meadows. All of his crops are dedicated to cows and cattle - he made the forage by himself.
The main production on the farm is milk and meat. The farmer has 25 highly milk cows, 6 cattle, and 6 calves (Holstein Friesian, simental and Belgian blue). All cows are under assessment of PFHB (the Polish Federation of Cattle Breeders and Dairy Farmers). The farmer has a long-term contract with a wholesaler to purchase his products.
The farmer already has 4 tractors, a Shaffer loader, a McHale bale, and other professional equipment. Currently, he's waiting for delivery of a new tractor Deutz Fahr Series 6 TTV in limited edition "Warrior".
The project owner seeks to purchase more cows and automate his farm. He is, therefore, taking a loan to purchase dairymaid and controlling computer.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.