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Risk rating
36
Months
70%
LTV
Goal:
€28 921
Raised:
€28 921
Annual interest
| Investing from €100 | 12.00% |
| Investing from €500 | 12.80% |
| Investing from €1 000 | 13.50% |
| Investing from €2 000 | 13.70% |
| Investing from €5 000 | 14.00% |
Business information
| Declared land, ha | 13.39 |
| Owned land, ha | 13.39 |
| Revenue | |
|---|---|
| 2021 | €131 074 |
Security measures
| Type | Subtype | Description | Value | Manufacture year | Area size | Valuation method |
| Heavy equipment | Tractor New Holland (T4.65) | €41 458 | 2021 | Commercial offer | ||
| Other | Sole accountability | |||||
| Other | Personal surety of farmer's father | |||||
| Total value of pledged assets | €41 458 | |||||
This is the farmer’s fifth loan with HeavyFinance. The farmer plans to buy a new tractor for further developments of the farm. The tractor purchased will be used as collateral for the loan. To make this loan more secure, the borrower's father Marcin Dąbrowski also provides personal surety.
She inherited the farm where she worked for the past 15 years from her grandparents after she finished her agriculture degree. She is now the main person managing the farm, but her family continues to help her with the day-to-day operations.
This year her farm grew from 3,77 ha to 13,39 ha and she owns all of that land.
The farm specializes in cucumbers, courgettes, and lettuce. The farm recently received money from subsidies for its development and the owner is very motivated to make 2022 their breakthrough year.
The farmer wants to buy a New Holland tractor, so she wants to borrow 70% of the value of the machine, the rest will be paid from their pocket.
(Previous Loans' numbers: PL0000461, PL0000579, PL0000612, PL0000764)
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.
